This session will be a fireside chat format.  The talk will be a debate between two risk professionals who will discuss the merits of having a conservative risk appetite for an organization versus a risk seeking appetite.  Eash speaker will provide examples and case studies that may support their side of the argument as it pertains to saving money, preserving safety, or establshing confidence in mission accomplishment.  There will also be deeper discussion regarding the regulatory constraints, pragmatic considerations for limited resources, and retaining a competitive edge in the market.  Ultimatley, the pair will engage the audience to enable sharing of perspectives from the diverse crowd.