Richard Wickliffe, CPCU, ARM, CLU, led teams of fraud investigators for the U.S.’s largest insurance carrier for over twenty years. He speaks nationally and has published numerous articles on unique fraud schemes, cyber threats, and crime trends. He has presented at the FBI’s InfraGard counterterrorism conferences, where he received the FBI’s Exceptional Service in the Public Interest Award. He is also the author of YOU PAID FOR THIS, which details his 25 years investigating insurance crimes and was recently awarded the Florida Book Award for Nonfiction and an International Impact Award for Business. He is based in South Florida.